Lyne Larochelle – Membre AIR RIA
Conseillère indépendante en investissement responsable
Devenir un investisseur naturellement responsable n’a jamais été aussi simple — ni aussi porteur de sens. Chez Larochelle Conseils, Lyne met à profit une expertise solide et une longue expérience en Investissement Responsable et d’Impact, accompagnant fièrement ses clients comme conseillère financière indépendante depuis 2011. Qu’ils soient entièrement ou partiellement intégrés, les portefeuilles tenant compte des facteurs ESG offrent un meilleur potentiel de rendement lorsqu’ils bénéficient de conseils éclairés et d’un suivi rigoureux à chaque étape de votre vie. Aligner prospérité et valeurs est un choix intelligent et puissant. Faites travailler votre argent de manière à refléter authentiquement ce qui compte pour vous — vos objectifs, votre impact, votre avenir. Votre conseillère et partenaire pour un avenir davantage durable, Lyne Larochelle, SIR
Lyne Larochelle – AIR RIA Member
Independent Responsible Investment Advisor
Becoming a naturally responsible investor has never been easier—or more meaningful. At Larochelle Conseils, Lyne brings a refined expertise and long standing commitment to Responsible and Impact Investing, proudly advising clients as an independent Financial Advisor since 2011.
Whether fully or partially integrated, portfolios that incorporate ESG factors perform best when supported by thoughtful advice and ongoing follow up throughout every stage of your life.
Aligning prosperity with values is a smart and powerful choice. Put your money to work in a way that truly reflects what matters to you—your goals, your impact, your future.
Your advisor and partner for a more sustainable tomorrow,
Lyne Larochelle RIS
What makes us unique?
At Carte Wealth Management Inc. and Carte Risk Management Inc. we understand that clients place value in solutions, not products. Clients are seeking an advisor who they can trust to coordinate their financial needs into a cohesive financial plan. We will support you, whether you need full strategic planning services or if you just need us to open some doors.
Our management team is always just a phone call away. We believe that each and every representative relationship starts with great planning and an outstanding service-oriented infrastructure.
Carte Wealth Management Inc. is a mutual fund and exempt market products dealer in the provinces of Alberta, British Columbia and Ontario and a mutual fund dealer in the provinces of Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Quebec and Saskatchewan, providing clients with mutual fund investment solutions.
Carte Risk Management Inc. is an insurance managing general agency licensed in the province of Ontario, providing clients with life insurance products and services as well as segregated fund investment solutions.
Harvest Wealth is a trusted financial planning firm with deep roots in Nova Scotia. With over 100 years of combined experience, we’ve proudly supported families throughout the Annapolis Valley and other rural communities.
Our mission is to educate and empower individuals and families in all aspects of financial well-being. From retirement and insurance planning to tax strategies, business solutions, and estate planning—we offer a wide range of services tailored to your needs.
We’re passionate about seeing our communities thrive, and we believe real change starts with small, intentional steps. At Harvest Wealth, we walk alongside you to build a more secure and prosperous future.
Dérick Duchesne has been a Wealth Advisor and Portfolio Manager at National Bank Financial since October 2016. He holds a Bachelor in Business Administration – Finance from the Université du Québec en Outaouais and earned his Chartered Investment Manager (CIM®) designation in 2019. In 2022, he became a Responsible Investment Specialist (RIS) and an active member of the Responsible Investment Association. In 2023, he was recognized as a Fellow of the Canadian Securities Institute (FCSI®).
Dérick is known for his meticulous attention to detail and unwavering dedication to his clients’ financial well-being, which has helped him build long-term, trust-based relationships. He is always available to answer questions and share his extensive knowledge.
Outside of work, Dérick enjoys cycling and spending time outdoors with his spouse and three young children.
With 35 years of financial planning experience and expertise in responsible investing, Sonia is passionate about leading her clients to align their money with their values. A Certified Financial Planner (CFP®) a Registered Financial Planner (RFP), and a Responsible Investment Specialist (RIS), Sonia has been awarded the Wealth Professionals Advisor of the Year – Responsible Investments three times and is currently an excellence awardee for Wealth Professional’s Financial Literacy Champion Award and for Excellence in Philanthropy and Community Service. Sonia is co-author of Financial Success for Women by Women, and of two books about retirement planning forthcoming in 2025.
I have been a Financial Advisor for over 25 years and my passion is helping clients plan and protect their financial future. My knowledge and experience will help guide decisions about your finances that are well-informed. I take pride in building relationships, understanding your priorities and objectives, and helping you achieve immediate and long-term financial goals. Together we will determine your current financial situation, define your investment and wealth management goals and build a plan designed to meet your individual needs.