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Responsible Investment Association.

Minimum account size: $100,000+

Michael LeBlanc

Jennifer Gunning

BRIAN WARD

By Design Financial Services specializes in creating tailor-made financial strategies and plans regardless of the size or shape of your financial situation.

Stephane Morteau

Mission and Value:

Simplicity | Listening | Solution

Our mission is to listen to you, explain financial concepts in plain language and develop strategies and solutions suited to your needs.
I have been working in the financial industry since 1988 and I have been a mortgage broker with Hypotheca, Agence Hypothécaire Inc. since 2001.

My team and I will revise your customized plan on an ongoing basis to help you meet your life goals. This is an ever-evolving process, because life is a unique adventure.

“Hope is not a strategy…”

Joanne Shaw

As a Certified Financial Planner (CFP) I take a wholistic approach to financial planning. I offer a consultative approach to investment and insurance products which will move clients towards their financial goals. I am very pleased to offer investment solutions that also support a sustainable world. I offer an initial free 1/2 hour consultation for anyone seeking a second opinion on their investments or just seeking financial knowledge.

Michelle St Arnault

For more than 33 years, Michelle has been helping individuals and families achieve their financial planning goals by providing advice in all areas of financial planning.

In addition to her current role as advisor, Michelle has experience in numerous positions within the industry including:

Dealer Partner/Director
Branch Manager
Provincial Compliance Officer

Michelle works with and is supported by industry professionals and specialists, and by her husband and licensed assistant Dennis St. Arnault.

In her spare time Michelle does a lot of gardening and laughing at her cats, Chico and Teddy.

Jennifer Rankin

Sanden Hempstock

As a Scotiabank Investment Specialist Associate, I am committed to helping my clients feel more confident in their financial future.

My clients define investments success – I help them get there with trusted advice and solutions that support their vision. Drawing on my investment expertise and years of financial planning experience, I build customized financial plans that help bring their investment and retirement goals to life. A tailored plan allows them to savor today while preparing for their needs and the needs of their family in the future. My clients also appreciate the flexibility of meeting at a time and location that works with their schedule.

Using a disciplined approach, I advise on the following valuable services:
– Goals/financial assessment
– Customized financial planning
– Tailored investment solutions
– Retirement and retirement income planning
– Tax-deferral strategies

I place a premium on partnerships to help my clients manage their entire financial picture, working with specialized professionals at Scotiabank for tax and estate planning, business succession and financing needs.

As a member of Scotiabank’s Investment Specialist team, my clients enjoy the peace of mind that comes with working with a leading Canadian financial services provider that is dedicated to helping customers become financially better off.

Alexandre Doyon

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