At TD Wealth Financial Planning, we believe that each client’s needs are truly unique. Our goal is to offer you the relevant, personalized wealth advice you deserve. We work with a wide range of clients whose needs and desires vary greatly, and we understand that one size doesn’t fit all.
From investing in your children’s future, to planning or your own retirement or leaving a legacy, we are here to help you every step of the way.
We start with an understanding of who you are, your values and your vision of success. This means reviewing the financial decisions you’ve made over the years, the goals you’ve set for yourself in the years to come, and the ways in which these reflect what is important in your life. We then use our proprietary Discovery Process, based on behavioral finance principles, to uncover your Wealth Personality profile. We then leverage this to deliver a personalized financial plan that fits your financial goals and can evolve with you as your needs change over time.
As an associate planner with over 6 years financial services experience, I am passionately committed to providing my clients a fully integrated financial plan that helps to balance living life today with setting goals for tomorrow.
Catherine has over 20 years of experience in the investment funds industry and as VP, Product Management, ESG Funds at RBC Global Asset Management (RBC GAM), leads the execution of product-related initiatives. She works closely with various teams at RBC GAM to drive the adoption of responsible investment within the Individual Investor business through education and communication.
In 2009, Catherine joined RBC GAM as a Portfolio Specialist and during her nine-year tenure in the Investment Products Advisory Group covered fixed income, quantitative and ESG strategies. Prior to that she spent seven years at Phillips, Hager & North in their direct-to-investor business.
Catherine has a Master of Music from the New England Conservatory of Music and Bachelor of Music from the University of Ottawa. She holds the Canadian Investment Manager (CIM) designation as well as the Responsible Investment Professional Certification (RIPC).
Tim is a fee-for-service CFP® that specializes in sustainable investments.
He’s not an adviser or money manager, instead he’s an investment coach that teaches clients how to invest their own money using an online broker.
Tim is the recipient of 2020’s RIA Award for Individual Leadership.
Dr. Hebb researches and teaches in the field of Responsible Investment, Impact Investment and Impact Measurement. She is an academic specialist in these areas and provides advice, expertise, and consulting services. She works with Ceres in Canada. She serves on a number of boards and investment committees. She regularly undertakes commissioned research for her clients. Dr Hebb is a frequent keynote speaker and the author of several books on responsible investment. Please feel free to contact me should you require any of these services.
Janne Duncan is a senior partner at Norton Rose Fulbright Canada LLP, part of the global firm Norton Rose Fulbright with 4000 lawyers across Canada, the United States, Europe, Latin America, Asia Pacific, Africa, the Middle East and Central Asia.
Janne has more than 25 years of experience as a business lawyer advising public and private enterprises and their boards on often sensitive mandates. In addition to her more traditional securities law practice involving transactions, corporate finance, IPOs and commercial agreements, she helps clients design new business models that navigate complex legal and regulatory environments, and proactively mitigate risk by implementing governance strategies and best practices in the areas of take-over bid defenses, executive compensation, corporate social responsibility, business ethics and anti-corruption, human rights, supply chain management, stakeholder engagement and public disclosure. Supported by the firm’s global platform, she has worked extensively for financial institutions and for mining and agri- business companies operating in Canada and globally.
Janne is on the firm’s pro bono committee and serves as legal advisor to many leading not-for- profit Canadian arts and human rights organizations including PEN Canada (where she served on the board member for 6 years), Institute for Canadian Citizenship, Necessary Angel Theatre Company (board member) and Art Canada Institute. Janne is very involved in women’s initiatives in the mining space, including the 30% Club Canada where she chairs the steering committee responsible for the extractive sector, and Women in Mining Toronto Branch. She speaks and teaches widely in the areas of mining, governance, executive compensation, corporate social responsibility and disclosure best practices, and co-leads the Women in Line for Leadership board-readiness program for women in the extractive sector co-sponsored by Norton Rose Fulbright Canada and KPMG.
Ross has been involved in the financial services industry since 1981. In 1993, Ross started work with Assante Capital Management Ltd. as a Senior Financial Planning Advisor. Prior to joining Assante, Ross was with the Ontario Civil Service Credit Union for five years and a major bank and trust company for another eight years.
Ross’ education includes a B.A. (Trent University) and a B.A.S. (York University). Designations include his CFP (Certified Financial Planner) and R.F.P. (Registered Financial Planner). In addition, Ross is securities licensed and has his Level II insurance license.
Ross’ professional memberships include the Social Investment Organization, the Canadian Centre for Ethics and Corporate Policy and the Institute of Advanced Financial Planners.
Ross offers a comprehensive financial planning service that will enhance client well being. This includes investments, retirement planning, insurance and estate planning. Investments will be recommended based on the client’s goals and investment philosophy including socially responsible investments.
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CKA®, Certified Kingdom Advisor®
RIS, Responsible Investment Specialist
RIAC, Responsible Investment Advisor
I have been working in the financial industry since 2000. I work with generations of clients in a holistic way, factoring in their short term as well as their long term needs. I am licensed with several life insurance companies and specialize in segregated investment funds. These investments are especially attractive for my older clients who are interested in estate planning due to Maturity and Death Benefit Guarantees and possible bypassing of probate.
I am passionate about Responsible Investments; it is so gratifying for me to work with clients who share my passion to take steps to make the world a better place for themselves and for future generations. Responsible investments apply negative screens as well as positive screens using shareholder advocacy to promote positive environmental, social or governance changes.
Segregated funds are offered by Financial Horizons Group, my Managing General Agency, Commissions, trailing commissions, management fees and expenses all may be associated with segregated investments. Please review the Information Folder before investing.