My career began over 30 years ago on the bond desk of a major dealer, and over time, I eventually made my way to pension services at another firm. Almost 20 years ago, I joined TD Asset Management and eventually led a team of Investment Specialists. In 2003 and 2004, TD gave me leave to serve with the Canadian Army in Afghanistan (I was a Major in the active Army Reserve, and finished with 42 years of service in Canada and many parts of the world). After service in Afghanistan, I came back to TD and made my way back to the role of Investment Advisor, which I thoroughly enjoy!
In addition to my various financial designations, I hold a degree in Latin American Studies with a concentration in Developmental Economics (B.A.) from University of Toronto, and a Master of Laws (LL.M.) in Commercial Law – litigation, which I earned in England. I have also graduated from U of T with programmes in Business, Human Resources Management, and Alternate Dispute Resolution, and from the United Nations OCHA programme conducted in Buenos Aires by the UN. My ongoing involvement in the University of Toronto has included serving on Governing Council, where I was the Vice-Chair of the University Affairs Board, and Chaired the Boundless Campaign for Woodsworth College. I also served for many years in the role of Board Member and Treasurer for Academics Without Borders, St. John Ambulance Council For Ontario and have been involved in the governance of many other organizations.
Spencer is a Portfolio Manager at Odlum Brown Limited. He provides discretionary portfolio management services to affluent individuals, small business owners and professionals. Spencer has over a decade of experience in the financial services industry, and is a strong proponent of Odlum Brown’s value-based and contrarian investment style. He works with clients to build and manage portfolios, taking into account client-specific investment objectives and risk tolerance.
Spencer believes wealth is created by buying and holding securities of high-quality companies for the long term, and by protecting capital in volatile or falling markets. As buying a stock represents an ownership position in a business, he focuses on owning shares of high-quality companies with an emphasis towards strong management and balance sheets. Spencer pays particular attention to valuation, as stocks purchased at attractive prices provide a margin of safety and superior long-term return potential. He would rather own attractively valued businesses that might temporarily become less expensive, than risk overpaying for popular businesses that could permanently destroy capital in the long term.
Spencer is also a proponent of owning individual investment grade bonds and GICs to protect capital in client portfolios. He buys individual securities with laddering maturity dates rather than investing in bond mutual funds to ensure investor principal is returned at maturity.
He graduated from the Peter B. Gustavson School of Business at the University of Victoria where he studied corporate finance and personal taxation. He obtained the Registered Retirement Consultant designation from the Canadian Institute of Financial Planning in 2012, the Chartered Investment Manager designation from the Canadian Securities Institute in 2013 and the Portfolio Manager designation in 2016. In 2018, he obtained the Responsible Investment Advisor Certification designation, which is focused on the integration of environmental, social and governance (ESG) factors in the selection and management of investments.
Tim is a fee-for-service CFP® that specializes in sustainable investments.
He’s not an adviser or money manager, instead he’s an investment coach that teaches clients how to invest their own money using an online broker.
Tim is the recipient of 2020’s RIA Award for Individual Leadership.
Feeling shut down when you ask your advisor about the environmental record of companies you invest in? Been told you can’t make money investing responsibly? Uncomfortable about your hard-earned money being used to undermine the things you hold most dear?
We can help.
Responsible investing is not a sideline for Stephen Whipp Financial – it’s the only way we do business. We were early adopters and remain one of the few retail advisor teams in Canada to offer this level of dedicated knowledge and expertise.
We weigh more than short-term financial performance when assessing potential investments. We look for liabilities such as human rights violations, unethical governance or unsustainable environmental practices. These are risks to be factored into investment choices, along with the financials of a company. We look for strengths in the same areas, as we see them as indicators of a company’s long-term viability and sustainability. It’s a disciplined strategy that’s about managing your money without compromising your values.
This is activist investing with a long view. To preserve and protect the things most important to you. Not undermine them. Connecting the dots between what your money is doing and what you value for yourself, your family, the broader community and the planet.
Looking for a financial advisor, then there’s a possibility we could be a fit. Please read the short description of who I typically serve and if you think there’s a possibility we’d be a good fit then feel free to get in touch. I’ve been fortunate to have a great group of clients for many years. While each client is unique there are a few commonalities that might help you determine if you would benefit from my services.
Most clients are either retired or within 15 years of retirement.
Most clients are conservative investors that place value in the safety of their investment plan and less emphasis on taking high risk to generate return.
My clients are patient, long term investors committed to having a plan to work for the rest of their lives – not short term that may or may not work. They are willing to embrace counter intuitive thinking in how they invest their capital and look to price action strategies on when to enter and exit the markets.
If you’d like to have a conversation about working together let’s invest an hour of time getting to know each other better, your financial goals, and help determine if there’s value I can provide in your life.
“What’s Your Story”
While you Steer your Career or Business
Who’s Steering your Finances?
Changes in the financial world happen fast. Filtering through the noise and anticipating market fluctuations is job that no hard-working professional has time for. While you dedicate your time to professional growth in your field, the Remy Investment Group will stay at the front lines of your financial plan, and help you reach sustainable growth with a complete wealth management strategy.
Financial management has become increasingly complex. With so many different aspects of personal professional finance to manage it is essential to have a full team of experts handling the specialized details of your tax, estate, investment, transitioning, cash flow considerations and ESG screening.
Responsible Investing; Transition Strategies; Investment Strategies; Estate Management; Tax Strategies and Genuine Communications.
For more than 20 years, Daniel has provided sound financial advice and portfolio management to individuals, families and businesses. He helps clients protect and grow their wealth through an income-oriented and risk-managed dividend growth style. His expertise allows him to provide unbiased wealth management advice to clients, which includes aligning their investments with their core values. Daniel’s past role as the lead Portfolio Manager of a top-ranked Canadian dividend fund, small cap fund and energy fund provides clients with a unique investment approach normally only available to large institutions and funds.
A lifelong Calgarian, Daniel has a Bachelor of Commerce degree with a major in finance from the University of Calgary’s Haskayne School of Business. He has also earned the coveted accreditations of Chartered Financial Analyst (CFA), Fellow of the Canadian Securities Institute (FCSI) and Responsible Investment Advisor Certification (RIAC). He is also Life Insurance licensed, allowing him to provide a comprehensive approach to estate protection and preservation strategies.
Daniel is actively involved with numerous charities including serving on the Boards of the Luna Child and Youth Advocacy Centre and Wing Kei Care Centre. He is a student mentor in the University of Calgary’s Calgary Portfolio Management Trust Program and is Honorary Chair of the Up the Down Dinner in support of the Down Syndrome Resource Foundation. Daniel is married with two young girls. His passions include travelling, reading, playing tennis, skiing, cycling and being able to give back to the community.
We help our clients clearly identify and articulate their goals, dreams and obligations. Focusing on each client’s core life objectives, we develop a long-term financial and investment plan that reflects and accommodates your changing circumstances.
I provided financial planning and wealth management advice specifically tailored to personal and professional needs and priorities. I work with you to help develop clear objectives and achievable goals, while delivering the peace of mind you and your family are looking for.
Our business is rooted in impact and legacy. I invest with a purpose, and our team is perhaps best known for our institutional, “smart money” approach to investment management. We work with executives, families and private foundations across Canada and the USA to build, preserve and protect client capital.
If our purpose-led investment approach is our why, then our client servicing is our how. Your satisfaction is of the utmost importance to us. We pride ourselves on being proactively accessible to the individuals we work with 24/7, so you can focus on furthering your success and building your legacy.
For us, delivering outstanding service is as paramount as outstanding investment results.
TEAM AWARDS AND ACCOLADES:
★ Canada’s Top Wealth Advisors & Women Wealth Advisors, The Globe and Mail
★ Canada’s Top 50 Advisors, WP
★ 5-Star Advisors, Western Canada, WP
★ 5-Star Leading Women in Wealth, WP
★ Advisor of the Year, Alternative Investments, WP
★ Female Trailblazer of the Year, WP
★ National Client Dedication Award, CG Wealth Management