CBC Pension Plan

The Canadian Broadcasting Corporation Pension Plan (“CBC Pension Plan”) was established by the Canadian Broadcasting Corporation (CBC/Radio-Canada) effective September 1, 1961, pursuant to provisions of the Broadcasting Act. The CBC Pension Plan is primarily a contributory defined benefit pension plan covering the majority of employees of CBC/Radio-Canada. The CBC Pension Plan is federally regulated and governed by the provisions of the Pension Benefits Standards Act and its Regulations thereof.

The primary purpose of the Plan is to provide defined benefits for its members in accordance with the CBC Pension Plan text (and other documents), describing the Plan. The benefits received by its members are financed by the assets (and investment earnings) of the Plan and the contributions of CBC/Radio-Canada and the participating employees. At the end of 2021, the Plan served 19,691 members, of which 38% were active members and 62% were pensioners or deferred members.

CBC/Radio-Canada is the Plan Sponsor and, as such, defines the pension benefits and establishes criteria for membership and entitlement to pension benefits.

CBC/Radio-Canada has transferred the responsibility for administering the CBC Pension Plan to the Board of Trustees through a Trust Deed.

WISE Trust

WISE Trust – Workplace Insurance and Safety Employee Trust – is the defined benefit pension plan for almost 10,000 active, deferred, and retired workplace insurance and safety employees of Ontario. Our mission is to deliver on the defined benefit pension promise to our members now, and into the future. Our core values – integrity, accountability, service excellence, inclusivity, and innovation – help us do what we do by guiding decisions we make and determining the partners we work with so that we can continue to find ways to strengthen the pension promise to our members.

Ontario Pension Board

Ontario Pension Board (OPB) administers Ontario’s Public Service Pension Plan (PSPP), a defined benefit pension plan serving approximately 41,000 active members and their employers, as well as more than 43,000 retired and former members. The PSPP is one of Canada’s largest and oldest pension plans, successfully delivering the pension promise since the early 1920s.

University Pension Plan

University Pension Plan is a new jointly sponsored defined benefit pension plan (JSPP) that encompasses the assets and liabilities of existing single employer pension plans at Queen’s University, the University of Guelph and the University of Toronto.

At inception, UPP is expected to serve more than 35,500 members and manage assets of roughly $10.7 billion. It will, over time, serve other universities and their eligible employees who wish to join.


The Investment Management Corporation of Ontario (IMCO) manages $70.3 billion of assets on behalf of its clients. IMCO’s mandate is to provide broader public sector institutions with investment management services, including portfolio construction advice, better access to a diverse range of asset classes and sophisticated risk management capabilities. IMCO is an independent organization, operating at arm’s length from government and guided by a highly experienced and professional Board of Directors.

Canada Post Corporation Pension Plan

The Canada Post Corporation Pension Plan is one of Canada’s largest single employer-sponsored pension plans, with over $27 billion in assets under management as at December 31, 2019, and over 99,000 pension plan members. Canada Post’s vision is for all pension plan members to have a financially secure retirement, and its mission is to prudently administer the Plan for the benefit of its members.

Caisse de dépôt et placement du Québec (CDPQ)

Caisse de dépôt et placement du Québec (CDPQ) is a long-term institutional investor that manages funds primarily for public and parapublic pension and insurance plans. As at December 31, 2018, it held CA$309.5 billion in net assets. As one of Canada’s leading institutional fund managers, CDPQ invests globally in major financial markets, private equity, infrastructure, real estate and private debt.


With net assets of almost $25 billion, OPTrust invests and manages one of Canada’s largest pension funds and administers the OPSEU Pension Plan (including OPTrust Select), a defined benefit plan with over 106,000 members.

As a pension delivery organization, we exist to serve our members, active and retired. Ensuring we can pay pensions today and preserve pensions for tomorrow is our mission each and every day.


Bâtirente offers members of labour unions affiliated to the CSN a retirement system integrating accumulation plans and retirement benefit plans. A mix of eleven investment funds is available. Of those, five are diversified funds providing return/risk profiles that can be adapted to your needs and to the various stages of your life. To make your life simpler while offering you an optimal portfolio throughout your career and your retirement, Bâtirente offers Trajectory, its turnkey investment strategy.

Bâtirente was created in 1987 at the initiative of the CSN, to give women and men workers access to retirement plans adapted to their needs. In addition, this group retirement savings system provides many advantages. Bâtirente’s management fees are lower than those of most comparable funds, and discounts are granted to groups based on their size and accrued assets. Registered as a financial services firm, Bâtirente directly assumes the distribution of its products and services.

Three hundred groups, most of which are labour unions affiliated to the CSN, have established Bâtirente retirement plans. Some 21,000 members use them to build their retirement financial security. In addition, Bâtirente signs agreements with institutions wishing to take advantage of the investment system that it established. These institutions comprise labour unions, associations, co-operatives, social economy organizations, private funds and foundations.

Bâtirente retirement plans are usually implemented upon the signing of collective agreements that establish capital accumulation plans featuring employer and employee contributions. All members of Bâtirente accumulation plans may voluntarily continue to enjoy the advantages provided by its collective retirement system when the time comes to transfer their capital to retirement benefit plans.